Federal Employees Federal Employees enjoy employer sponsored retirement benefits that are unique in many ways from those found at other public or private sector employers. While many pre-retirees (regardless of employer) share similar retirement planning objectives, namely careful planning to identify and provide for retirement income needs, identification of stress points in your retirement plan (like early death or long-term medical care needs) and effective and efficient management of retirement resources, financial professionals serving federal employees should be familiar with their unique retirement benefits and the resulting planning considerations. Working with a financial professional who does not have knowledge of your unique needs and benefits programs may lead to unintended consequences and outcomes that might not be in your best interest. Selecting a financial advisor who understands the unique needs of, and focuses on serving, employees of the United States federal government can be a judicious selection as you work to find a professional to assist in developing and managing your retirement plan. Creutzer Financial Services has been serving the financial needs of employees of the United States Federal Government for several decades. Through our association with the Federal Benefits Retirement Network we enjoy access to a team of retired federal human resource specialists who assist us with planning aspects related to your unique needs as a federal employee or annuitant. Fred Creutzer, of Creutzer Financial Services, provides annual benefits training required of federal agencies under public law mandates and OPM guidelines. As a provider of financial literacy and benefits education programs for agencies and their employees Creutzer Financial Services provides subject matter expertise on federal retirement benefits. With this knowledge and access to our network of retired federal human resource professionals Creutzer Financial Services is well qualified to assist federal employees in pre or post retirement planning. For information on upcoming training events conducted by Creutzer Financial Services please visit our Events page. If your agency would like to explore conducting a pre-retirement financial literacy educational program or pre-retirement preparedness educational event, please visit our Contact us page . We will be glad to contact you to determine your needs.